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Serving all of your insurance needs - Protecting you, your family, and your business.
Boufides Insurance Agency provides superior customer service and represents the top local and national insurance carriers. We have an experienced team that can analyze your insurance needs and suggest the best options for your protection. The Boufides Insurance Agency was founded in 1963 by Nicholas T. Boufides and is proudly serving the community.
Massachusetts Auto Insurance Reform Personal Insurance Personal Auto Homeowners Renters Condominium Owners Personal Items Boats Umbrella Motorcycles Motorhomes Mobile Homes Dwelling Fire Watercraft Gap Insurance Flood Antique Cars Business/Commercial Insurance Commercial Auto Workers Compensation Commercial Liability Commercial Property Contractors Manufacturers Retail Wholesale Professional Liability Restaurants Garage & Repair Inland Marine Bonds Business Owners Policy Commercial Umbrella Commercial Trucks Errors and Omissions Life Insurance Term Life Insurance Whole Life Bonding Court Judicial Court Fiduciary Public Official License Permit Janitorial Services Employee Dishonesty Pension/Trust (ERISA) Guarantees of Financial Performance Contract Bonds Bid Bonds Payment Bonds Peformance Bonds Maintenance Bonds Supply Bonds Complimentary Review of Current Insurance Complimentary Insurance Quotes Complimentary Insurance Replacement Cost Analysis of Your Home Registry Service Catherine Hanron Owner Catherine has many years of experience in the insurance industry and has worked at Boufides Insurance for over 30 years. She is well qualified to handle all of your insurance needs. Diane Hatsiopoulos Diane has been with Boufides insurance for over 15 years and can help you with all of your personal insurance questions. Brenda Meurling Brenda has been with Boufides Insurance and in the insurance business for 10 years. Bunker Hill Bunker Hill Insurance Company is a part of the Plymouth Rock Group of Companies, which writes or manages more than $1 billion in personal and commercial auto and homeowner’s coverage and related services across the Northeast.
MPIUA The Massachusetts Property Insurance Underwriting Association (MPIUA) also known as the Massachusetts FAIR Plan (Fair Access to Insurance Requirements) provides basic property insurance on eligible property for applicants who have been unable to gain insurance through the voluntary market. MPIUA offers policies under the Homeowners, Dwelling Fire and Commercial Property programs as approved by the Massachusetts Division of Insurance.
Pilgrim Founded in 1987, Pilgrim is a licensed insurer based in Massachusetts. Pilgrim was the first company in Massachusetts to provide third-party management and operational services to both property and casualty insurers and financial institutions.
Plymouth Rock Plymouth Rock Assurance Corporation remains the flagship of the Plymouth Rock Group of Companies with more than 125,000 individual policyholders and personal auto insurance premium exceeding $260 million in 2003. Plymouth Rock maintains a rating of “A-/Excellent” from A.M. Best, the insurance industry’s premier independent rating service. Plymouth Rock offers discounts if you are a member of WBUR, SBLI (Savings Bank Life Insurance) or Motor Club (AAA, etc.).
Providence Mutual You can trust The Providence. America’s fifth oldest property insurance company, The Providence Mutual Fire Insurance Company operates under its original charter—with only minor amendments—granted by the General Assembly of Rhode Island and Providence Plantations in October, 1800.
Massachusetts Registry of Motor Vehicles Massachusetts Motor Vehicle Sales/Use Tax Forms Automobile Insurers Bureau of Massachusetts Checkpoint Insurance Inspections Edmunds Car Buying Guide Kelly Blue Book Car Values Massachusetts Division of Insurance Massachusetts Division of Industrial Accidents (Workers Compensation) Insurance Information Institute (III) National Flood Insurance Program Gap Insurance
If you have recently purchased or are planning to purchase a new or used vehicle you may want to consider purchasing Gap Insurance. What is Gap Insurance?When you drive your new or used car off the dealer�s lot your car has most likely lost 20% of its value and you need Gap Insurance. If you put less than a 20% down payment on your car you need Gap Insurance. How does Gap Insurance Work?If your car is stolen or declared a total, your insurance company will pay the actual cash value of the car. The actual cash value can be a lot different from what you still owe on your loan. Without Gap Insurance your lender will hold you responsible for paying the difference between the actual cash value and the amount left on the loan. Dealers charge between $500 and $600 for this coverage. We can offer it to you for $299 for the life of your loan up to 84 months. Leased vehicles are not eligible. Not everyone needs Gap Insurance but if you think you should have it and would like more information on how it works, please give us a call and we will be happy to discuss it with you. Why do I need a Personal Umbrella policy?
Jury awards and out-of-court settlements routinely run into hundreds of thousands or even millions of dollars. Add to this the cost of legal fees, and the expense becomes staggering. An unexpected catastrophe could result in a large judgment against you. Without adequate protection, your current assets could be placed in serious jeopardy. A Personal Umbrella policy could protect you against excess liability judgments for loss, injury, or even death caused by negligent acts. It is designed to provide liability protection over and above the insurance policies you currently have. Consider the following example: One evening a 17-year old took his parent's car out for a drive. He crossed over a median and collided head-on with another vehicle. Two passengers in the other car were killed, and a third was seriously injured. The 17-year old driver was found negligent and ordered to pay $1.5 million to settle the injury claims. The parents had an auto policy with a $300,000 per claim liability limit. Fortunately the parents carried a Personal Umbrella policy. The auto policy paid $300,000, and the Personal Umbrella policy paid the remaining $1.2 million. With a Personal Umbrella policy, you are covered if the limits under your primary policy are used up. Your assets, as well as your future earnings, are protected. In today's society, lawsuits are occurring with alarming frequency. Moreover, the monetary awards can be staggering. Your current insurance will protect you against a minor misfortune - but it probably would not give you the needed protection against a catastrophic loss. What is Term Life?
A Term Life insurance policy is a life insurance policy where the premium stays the same for the life of the policy. Depending upon your needs and your age, you can write this policy for 5, 10, 15, 20 or 30 years and your premiums will never go up during this term. Who needs Term Life?If something should happen to you, a Term Life policy could cover your mortgage or a child�s education and leave your family with financial security. How much does a Term Life policy cost?The cost of a Term Life policy will be determined by your age although it is very reasonable at any age. Identity Theft
Because of the high incidence of Identity Theft you can now obtain coverage on your homeowner's policy to protect yourself from the high cost of restoring your name and credit. Each year millions of Americans fall victim to Identity Theft and may spend months - even years - and their hard-earned money restoring their good names and credit records. Your doors and windows may be carefully locked, but identity thieves know no bounds. For comprehensive tips on how to protect your good name and credit record, refer to the Federal Trade Commission's Web site by clicking on: http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/about-identity-theft.html What is a flood?
Flooding is defined as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties from the following:
Residential Building Coverage Building coverage insures a house or dwelling, attached and detached garages, as well as certain permanently installed fixtures such as built-in dishwashers, permanent shelving and cabinetry, furnaces and radiators, hot-water heaters, plumbing fixtures, stoves, ovens and refrigerators. Residential Contents Coverage Contents coverage insures most of your personal property and belongings, including:
Coverage in Basements Flood insurance covers structural elements, essential equipment and other basic items normally located in a basement, such as:
However, flood insurance does not cover basement improvements such as finished walls, floors or ceilings or personal belongings that may be left in a basement such as furniture and other contents. FactsEveryone lives in a flood zone - floods are caused by storms, melting snow, hurricanes, and water backup due to inadequate or overloaded drainage systems, dam or levee failure, etc.
Massachusetts Personal Auto Homeowners Dwelling Fire Term Life Insurance Massachusetts Commercial Auto Workers Compensation If you know someone who may need our services we would appreciate the opportunity to offer them our products and quality service. Just fill out the easy form below. Leave an introduction if you wish and send it along to us. We have a policy to always maintain appropriate confidentiality regarding personal information obtained in the course of doing business with you. We only collect personal information about you necessary to conduct the business of insurance. We use the following sources to collect that information:
We do not disclose any personal information about current or former customers to anyone, except as permitted by law. |




